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Explore our online financial tool library to gain understanding about household related costs, personal budgeting, saving, tax and more.
By knowing your numbers, you can move forward with confidence knowing you'll have enough no matter what life throws your way.
Creating a sound financial plan requires you to spend less than you take in, and then find a way to put the excess money to work for you. You may be able to decrease your overhead in order to put some excess cash to work for you today.
Monthly interest paid to credit cards, auto loans and more can dramatically impact your monthly budget and ability to save. You may be able to lower your overhead by consolidating debt or exploring potential loan payoff options.
How much money should you really be saving and what rate of return should you target to have the financial means necessary to support important life moments such as college and retirement?
Where will your retirement money come from? Once you have accumulated the estimated amount of money you may need for retirement, a sound approach will involve taking a close look at all of your potential retirement-income sources.
Understanding tax strategies and managing your tax obligations is a critical part of any sound financial plan. Some taxes can be deferred, while others can be managed through tax-efficient investing. With careful and consistent preparation, you can better manage the impact of taxes on your current and future financial outcomes.
We encourage you to explore the above tools in order to get an idea of potential trade-offs you can consider. By knowing and understanding your financial needs and wants more clearly, you can begin to design a plan that works to satisfy the lifestyle you want today and well into your future.